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Did LeBron James Shun New York Due to High Taxes ?

Did LeBron James Shun New York Due to High Taxes ?

Jul 9th

Posted by savingla.com in Saving on Taxes

4 comments

In a much anticipated move, LeBron James announced that he was indeed headed to Florida.

One has to wonder if New York's exorbitant taxes played a role in his decision to play in Florida where there is no state tax. Lebron's 5 year contract is worth an estimated 96 million dollars. Out of that 96 million, LeBron would pay over 12 million dollars in New York Tax as opposed to no state tax in Florida.

Even though New York's taxes are some of the highest in the nation, Lebron would have a pretty stiff bill if he chose some of the other locations as well. He would have paid over 5 million in Ohio and over 10 million in New Jersey. Lets face it, many of the regular folks have fled to states like Texas and Florida for years. Who could blame the guy if the high taxes played a part in Lebron's decision to head south?

Miami Heat Tickets

It has been estimated that Cleveland businesses stand to lose over 48 million dollars with the loss of LeBron
James. That makes you wonder what LeBron's presence in New York would have meant to local businesses. This begs the question, do higher taxes really bring in more money in the long run? If you subtract the potential taxes from all of the "fleeing millionaires", might the government actually benefit from lower taxes?

If this proves to be a trend, you might want to place your bets on the sports teams residing in tax free states like Florida and Texas.

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Save On Travel

Jul 9th

Posted by savingla.com in Saving on Travel

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Save water drink beer by ...

Author: happy pig

Columbus Day and Halloween are on the way. Are you planning for a journey? Actually it's a hard-won holiday, so enjoy yourself. But before starting off, view these tips that can help you save a bundle. 

Book a bargain stay
Like discount golf clubs, booking a bargain hotel is more reasonable, or you can stay in Home Swaps. You should know a hotel is not the only option when you travel. Condos, villas etc are also practical. 

Flying is Not Always Fastest or Cheapest
While traveling by air becomes more popular, however, it isn't the fastest and cheapest all the time. Besides plane, train, bus or boat  can also be taken into account. For example, trains really beat out air travel and driving in Europe where fast trains often connect cities like Paris and London or Madrid and Sevilla and gas prices are double the prices here in the US.

 Bring Less
The less you bring, the less you'll spend on baggage to carry it all in, and you won't risk over-weight fees or extra baggage fees. 

Self-Cater and Eat Where Locals Eat
Ordering room service for breakfast is not only expensive, but all that waiting takes time away from sightseeing. Consider buying a carton of milk and a box of cereal or bread and jam to keep in your room. If you start your day with a simple breakfast, you'll be able to snack at that great local bakery you discover once you leave the hotel.  

Don't break the bank on gifts
After having a good journey, have you considered to buy some gifts for your friends? Here I suggest you to bring some local products which are best. You should know the gift itself may be small, but the goodwill is deep. So it is unnecessary to break the bank on gifts. In addition, kids are always interested in all toys. But remember: one or two is ok, there's no need for more than that.

 

Copyright reserved by istockgolf.com

 

Article Source: http://www.articlesbase.com/finance-articles/save-on-travel-1362860.html

About the Author

Golfing as you like—discount golf clubs


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Texas Consumer Credit Counseling Services Drive Down Debt

Jul 9th

Posted by savingla.com in Credit Card Savings

22 comments

How AIG became too big to fail  Time  Mar  19  2009

Author: Abby Reid

Texas Credit Counseling helps Texans Manage their Debt

They say that everything is bigger in Texas. This is true when it comes to geographic size because Texas is the biggest state in the continental United States. Unfortunately, the debt in Texas is pretty big too. There are over 170,288,818,000 people living in Texas, and the average household credit card debt is over $7,000. Add those up and Texas has over a billion dollars in credit card debt. It sounds too overwhelming to handle, but if everyone worked to manage their debt, Texas' situation could be vastly improved.

The first step to eliminating all the debt that exists in Texas is free consumer credit counseling. These services help people understand their debt and how to keep it under control. Most importantly, as the name says, the service is free. This means that Texas residents can get free credit counseling services to help them turn around their finances without building up more debts.

Texas Bankruptcy Education Is Available for Those Who Need It

Another service that is available to Texas residents is bankruptcy education. These classes are for people who might need to file for bankruptcy and need more information before going forward. Bankruptcy education classes involve detailed information about different kinds of bankruptcies, and how the process of bankruptcy is handled. The bankruptcy education classes also teach people how to manage their finances so they do not fall into unmanageable debt after their bankruptcy has been processed.

Texas Housing Counseling Is Also Available

The countryside in Texas is very beautiful, so it is understandable how someone in Texas could get out of hand when buying a house. When introduced to the house of your dreams, it's easy to overlook the price. Because of this situation there is housing counseling available in Texas. This service helps Texas residents avoid foreclosure through credit counseling and debt restructuring, if the person is qualified.

Establish a Texas Debt Management Plan to Make a Change

All of these services involve implementing a debt management program. A debt management program in Texas involves budgeting funds and dedicating more money to paying down outstanding balances in order to lower an individual's debt. If everyone in Texas got free consumer credit counseling and established a viable debt management program, then we could work together to help drive down the debt in the state of Texas.

If you are contributing to the mounting debt in Texas, now is the time to contact a trained professional for credit counseling. It is good for you, good for Texas, and good for the whole nation.

Article Source: http://www.articlesbase.com/education-articles/texas-consumer-credit-counseling-services-drive-down-debt-1059018.html

About the Author

The author of this article knows all about Texas Consumer Credit Counseling Services. When it comes to Debt Management Plan he recommends the Texas debt management program. It helps to buildup our career in dept management.


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Top Five Cheap Flight Destinations

Jul 9th

Posted by savingla.com in Saving on Travel

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First Destinations @ Bali by ...

Author: Suzanne Bradley

At the moment, it’s easy to see how some people would be worried about vacation costs this year. Travel is too expensive for many people because of the economy and threats of layoffs. However, there are still cheap travel destinations if you are willing to do your homework. The bulk of your vacation cost will probably go towards your flight and your hotel stay. So, finding a cheap flight and taking advantage of other options can greatly reduce the cost of your vacation. Here are the top five cheap flight destinations that you should consider:

New York City and Other Big Cities

You can often find cheap flights to New York City and other big cities because they are home to large airports. When you fly into a large airport, you have more airline options, which can lower the price. Big cities can be a lot of fun, but are not usually high on the list for tourist destinations, since people are more likely to want to head to the beach or mountains for vacation. As an added bonus, that means that other activities in the cities are also less expensive. Most big cities even have government-sponsored museums, parks, and zoos which are free or under $10 for admission.

Florida or Southern California

The price of your flight often depends on your point of origin. One thing that is almost always a sure bet, though, is that it will typically be cheaper to stay in the United States than to travel abroad. If you live in the eastern half of the country, Florida is a natural choice. You can find flights into Orlando and Miami for just $100 to $200 if you are leaving from a larger northern airport. In the west, southern California is a great destination for the same reason. If you live in the center of the United States, check both Florida and California prices. Also, don’t forget that visiting the gulf of Texas is also an option.

Canada

If you absolutely just want to experience a different country, Canada is a great option. Staying near the United States and not having to cross an ocean helps keep the price of the flight down as low as possible. Canada is also not a huge tourism center, so prices for flights are naturally lower than, for example, Hawaii. Keep in mind that travelling can still get pricey once you arrive at your destination with the current exchange rate, so budget accordingly. However, with the money you’ll save on a flight, it could be worth it. You won’t find warm, sunny beaches in Canada, but you will find some great wilderness resorts, and there are a number of cities that are fun to visit, such as Toronto.

The Caribbean

Believe it or not, the prices for plane tickets to the Caribbean are actually fairly affordable. Although this is a tourist hotspot, the sheer number of flights going into and out of these airports drives the price down. When you work with your travel agent, you can also often get a lower price because they get discounts for selling a certain number of flights on one airline – and flights are easy to book to the Caribbean. There aren’t as many tourists flying to, for example, Italy on the other hand, so they aren’t likely to get a discount on that airline. You can save even more money in general by choosing to fly to Puerto Rico, since it is still a territory of the United States.

Mexico

Some vacationers have been shying away from Mexico recently. However, if you stick to tourist hot spots and use a little discretion, you can be very safe in this country. Flights into Mexico are inexpensive for the same reasons that flights into Canada are inexpensive, you are staying near the United States and you don’t have to cross an ocean. You’ll still pay more for a flight to Mexico than most domestic flights, but if you shop around for good deals, you should be able to travel fairly inexpensively.

Flying will always be expensive, no matter how much price comparison you do to different destinations. There are a few things you can do to keep the price as low as possible, wherever your destination may be. First, be flexible with your dates. Flights are usually more expensive on weekend and near holidays. You can also add more layovers to your flight or take nighttime flights to save money. Finally, when you book your flight, try not to plan activities that you have to rush to as soon as you land. That way, if there is an overbooking problem, you can volunteer to take a later flight. If you do that, most airlines will refund your ticket and give you an additional free flight to use in the future.

 

Article Source: http://www.articlesbase.com/travel-articles/top-five-cheap-flight-destinations-868419.html

About the Author

Suzanne Bradley is a freelance writer and blogger who writes about vacations and the travel industry in general, often discussing vacation tips such as finding cheap flights.


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Consumers To Get Dave Ramsey Financial Advice With High Yield Checking

Jun 29th

Posted by savingla.com in Credit Card Savings

4 comments

Author: Erik Keith

With the economy and investment opportunities slimming, consumers are looking for alternative, safe avenues for storing their money other than their mattress. CheckingFinder.com, home to the highest yielding free checking accounts at community banks and credit unions across the nation, has announced a limited time offer of a trial membership to Dave Ramsey's MyTotalMoneyMakeover.com for every person who submits an application.

In addition to the advice and tools from Dave Ramsey, a personal money management expert and best-selling author, consumers will find checking accounts yielding up to 5.15% APY and be able to open them within minutes on CheckingFinder.com.

"Dave Ramsey is renowned for offering life-changing financial advice on his nationally syndicated radio talk show and in his books, and we're proud to be able to offer his MyTotalMoneyMakeover.com, especially during these tough economic times," said Gabe Krajicek, Chief Executive Officer of BancVue, the company responsible for providing high-yield REWARDChecking® to community financial institutions and aggregating them with the help of marketing partner, FIRST ROI on CheckingFinder.com.

CheckingFinder.com is an online search engine that helps consumers find free, high-interest checking accounts with no minimum balance from community financial institutions across the country. Consumers have the peace of mind knowing that all these accounts are insured through the FDIC, NCUA, or ASI. The advertised rates are not introductory teaser rates, there are no monthly fees or minimum balance requirements associated with the accounts, and ATM fees are refunded nationwide.

Dave Ramsey's MyTotalMoneyMakeover.com is a subscription site helping people discover financial peace by walking them through Ramsey's 'baby step process' for dumping debt and building wealth. MyTotalMoneyMakeover.com is widely considered to be one of the best tools available to keep people motivated and accountable for their finances.

"Dave Ramsey has been a solid supporter of what we're doing at CheckingFinder™ and with the REWARDChecking accounts," said John Waupsh, Chief Executive Officer of FIRST ROI. "He truly understands what it means for money to work harder."

For more information on these free, high-yield checking accounts at community financial institutions and the free trial offer to Dave Ramsey's MyTotalMoneyMakeover.com, visit http://www.checkingfinder.com.

Article Source: http://www.articlesbase.com/personal-finance-articles/consumers-to-get-dave-ramsey-financial-advice-with-high-yield-checking-830397.html

About the Author

http://www.checkingfinder.com

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